Gift of Appreciated Securities

How It Works

John and Mary are devoted supporters of the CRC who are also savvy about taxes.  They are  leaving a lasting impact through a legacy gift using appreciated securities. Their securities have grown in value and by donating securities John and Mary reduce their capital gains taxes.  Their gift supports a thousand churches across North America. This kind of foresight and generosity creates a tax-smart legacy that benefits the next generation of reformed Christians.

A Tax-Efficient Way to Amplify Your Impact

At CRCNA, we understand the importance of thoughtful giving, and one tax-savvy method to support our mission is by donating appreciated securities or mutual funds. These assets, which have grown in value over a year or more, present a unique opportunity to contribute while benefiting yourself financially.  When you choose to gift appreciated securities or mutual funds in support of our mission, you open doors to significant advantages:

  • Capital Gains Tax Benefits: By donating these assets, you may reduce or even eliminate federal capital gains taxes on the transfer. This can lead to substantial savings for you.
  • Income Tax Deduction: Depending on the fair market value of the securities at the time of the transfer, you may also be eligible for a federal income tax charitable deduction.

Securities are most often used to support our work in the form of:

  • Outright Gift: Donating securities provides the same income tax savings as writing a check, but with the added benefit of avoiding capital gains taxes, which can be as high as 20%.
  • Transfer on Death (TOD) Account: By designating a TOD on your brokerage or investment account, the account assets can be directed to one or more individuals or charitable organizations after your lifetime.

Additional ways to fund your gift:

  • A gift in your will or living trust.
  • Contributions to a donor-advised fund.
  • Memorial gifts to honor a loved one.
  • Establishing an endowed gift.
  • Exploring a charitable gift annuity.
  • Setting up a charitable remainder trust.
  • Establishing a charitable lead trust.

Your thoughtful support, whether through appreciated securities or other means, plays a crucial role in advancing our mission at CRCNA. Thank you for considering this tax-efficient approach to making a difference.

Charitable Information

Please consult with your bank representative or investment advisor if you are considering this gift.  If you include the Christian Reformed Church in North America in your plans, please use our legal name and CRA Registered Charity Number.

  • Legal Name:The Christian Reformed Church in North America (CRCNA) 
  • Address: 3475 Mainway PO Box 5070 STN LCD 1 Burlington, ON L7R 3Y8 Canada
  • Registered Charity No. #856901285 RR0002