Church Benefits Plan - Canada (Consolidated Group Insurance - CGI)

The CRCNA’s health insurance plan (known as Consolidated Group Insurance or CGI) is available for eligible church staff. The health insurance plan available through CGI is administered by Canada Life (formally Great-West Life - GWL). The plan includes medical and dental coverage, and basic life insurance in the amount of $25,000. Additional life insurance in the amount of $50,000 and AD&D insurance in the amount of $75,000 are administered through RBC. The plan also includes special risk accident insurance as an alternative to the workplace safety insurance offered by provincial governments. These benefits are offered as a package and cannot be elected individually.

The Canada Life Welcome Plan offers basic health insurance to those who are not yet eligible for provincial health care because they have recently relocated to Canada.

In addition, staff may elect Canada Life optional insurance coverage for themselves and/or their spouse. Amounts are purchased in increments of $10,000 up to a maximum of $500,000, and are approved by the insurance company. Any premiums will be billed to the church, and the church is responsible to receive the payment from the staff member.

The monthly insurance premiums for 2024 are:

            Single coverage: $237.15
            Family coverage: $479.87

Churches are billed on a monthly basis, with payment due by the 5th of the month. Premiums are subject to provincial taxes in Ontario, Quebec, and Manitoba. Payment may be submitted by cheque or by EFT. The bill will include the premium for the selected level of coverage, e.g., single or family coverage, and any additional supplemental life insurance that was elected. The church must collect any payment from the staff member for required premiums, and/or payment for additional life insurance.

Completed forms may be emailed as attachments to the CRCNA Benefits team at [email protected]. The original copies must be mailed to CRCNA Benefits Department at 3475 Mainway, PO Box 5070, STN LCD 1, Burlington, ON L7R 3Y8.

For additional information, please click the links on this page. You may also contact the Benefits Department at 905-336-2920 or 800-730-3490 or by email at [email protected]